You’ve protected your family and prepared for retirement, now it’s time to be prepared for the long-term care event.
Long-term care is a range of services and supports you may need to meet your personal care needs. Most long-term care is not medical care, but rather assistance with the basic personal tasks of everyday life, sometimes called Activities of Daily Living. Contact us to learn more about protecting your needs through long-term care.
Activities of daily living are activities that people tend to do every day without needing assistance. There are six basic ADL’s: eating, bathing, dressing, toileting, transferring (walking) and continence.
What is it? It is a product that helps provide for the cost of long term care beyond a predetermined period. It generally covers care not covered by health insurance, Medicare, or Medicaid.